It Pays To Have Good Credit
It Pays To Have Good Credit (@itpaystohavegoodcredit) is a US credit education channel with about 5,750 subscribers and a median of 47 views per video. The channel uploads roughly 50 videos a year, mostly short clips, and sponsored integrations are estimated at $150 to $250 per video. Its signature format pairs reaction clips with credit repair and car-buying advice.
Credit-focused audience with a strong sponsor-read track record
- Median of 47 views per video, with the top 10% reaching about 102 views.
- About 50 uploads in the last 90 days keeps brand mentions in regular rotation.
- Sponsored integrations estimated at $150 to $250 per video, a CPM of about $3 to $5 on Shorts-level views.
Brand fit report
Content
- Formats
- short vertical clips, reaction videos, long-form podcast episodes, client success stories
- Tone
- practical, direct
- Language
- English
- On camera
- Yes, talking head
- Production
- Phone, natural light
- Typical length
- under 60 seconds for Shorts, 10 to 20 minutes for podcast episodes
Audience
Commercial
- Brands seen
- SmartCredit
- Categories promoted
- credit monitoring, credit repair services
- Affiliate links
- No
A video titled 'Thanks SmartCredit for sponsoring our podcast!' appears in the last 30 uploads, and the channel promotes its own credit repair company in most descriptions.
Suitability GARM Brand Safety Floor + Suitability
Family friendly
A video titled 'Is Trump making your finances better or worse in 2026? Share your opinions!' touches on politics, though the content stays on financial effects.
We classify content, never people. No age, gender, ethnicity, religion or political views are inferred about the creator. Audience figures are estimates unless marked verified. Creators can correct anything on their profile.
Platforms
| Platform | Followers | Median views | Uploads, 90d |
|---|---|---|---|
| YouTube | 5.8k | 47 | 50 |
Benchmark score: 32 / 100
Public rule, same for everyone. How it works.
Recent videos
▶Burger King Employee Gets Trapped in an 84-month 30% APR Car · 18 views
▶You think it's a good deal? 👀#reaction #carbuyingtips #cred · 56 views
▶Let's get to work! 💪#creditscore #300creditscore #fyp #fina · 52 viewsLast three uploads, latest 3 days ago.
Welcome to the It Pays To Have Good Credit Podcast, where we talk about credit scores and other financial topics. The purpose of this show is to give free credit education to those who need it the most. We also interview guests, on how they used credit to improve their business or lifestyle. Subscribe to our channel to learn everything you need to know about credit, business and many other financial topics! 💰📊📈 Need a service to assist you with your credit scores? Stirgus Credit Repair www.StirgusCreditRepair.com Info@StirgusCreditRepair.com (225) 243-9700 🧠📚 Read our book to learn everyth
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About It Pays To Have Good Credit
It Pays To Have Good Credit is a US personal finance channel run by a credit repair business owner, posting mostly short vertical clips alongside occasional long podcast episodes. Videos cover credit scores, disputing negative accounts, car loans, mortgage approvals, and small business credit lines, often in reaction format.
The channel has about 5,750 subscribers and a median of 47 views per video, so its audience is best estimated as small and US-based, with a likely skew toward adults in their 25 to 44 range who are working on their credit. Viewer demographics are estimates only and have not been verified.
Sponsored work is limited, with a SmartCredit sponsorship visible in recent uploads. A rate of $150 to $250 per video is a fit for brands wanting a low-cost credit-education placement, where CPM comes to roughly $3 to $5 per 1,000 views compared with typical paid ad CPMs of $10 to $30.
Written from It Pays To Have Good Credit's public YouTube profile, platform data and web mentions. Numbers updated 2026-10-19. It Pays To Have Good Credit can edit or remove this page at any time.
Questions about It
How much does It Pays To Have Good Credit charge for a sponsored video?
Based on its median view count and Shorts-heavy format, a sponsored integration is estimated at $150 to $250 per video. Rates are estimates derived from channel metrics and have not been confirmed by the creator.
What does It Pays To Have Good Credit post about on YouTube?
The channel posts short credit tips, reaction videos to car dealership and loan clips, client success stories, and long podcast episodes on credit repair, personal finance, and business credit.
How do I contact It Pays To Have Good Credit for a brand deal?
Contact details unlock on Starbooked for $0.80. Boosted creators can be booked through Starbooked directly.
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