Kobayashi Osamu (@cardloan_pro), based in Japan, makes Japanese-language videos on loans, credit cards, credit bureaus and personal finance. The channel has about 15,200 subscribers and a median of roughly 1,700 views per video. Uploads have stopped; the last video dates from 2023. Its brand-deal rate would fall in the low hundreds of dollars per video.
Japanese loan and credit education audience with high-intent viewers
- About 1,700 median views per video across 364 uploads
- Roughly 38% of recent output is Shorts with short-form reach
- Median watch time about 4 minutes, indicating engaged explainer viewing
Brand fit report
Content
- Formats
- talking-head explainer, short-form Shorts, comparison and history segments
- Tone
- informative, candid
- Language
- Japanese
- On camera
- No, voiceover and b-roll
- Production
- Phone, natural light
- Typical length
- 8 to 12 minutes long-form, under 60 seconds for Shorts
Audience
Commercial
- Brands seen
- None yet
- Categories promoted
- consumer lending, bank card loans
- Affiliate links
- No
No sponsorship disclosures found in the last 50 videos; descriptions link to the operator's own loan guide site and LINE official account.
Suitability GARM Brand Safety Floor + Suitability
Content covers loans, debt collection history and bankruptcy, which many brands will treat as sensitive; the title '全身総額2億円の整形をした女性' is an unrelated Shorts topic, not a safety flag.
We classify content, never people. No age, gender, ethnicity, religion or political views are inferred about the creator. Audience figures are estimates unless marked verified. Creators can correct anything on their profile.
Platforms
Benchmark score: 17 / 100
Public rule, same for everyone. How it works.
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こんにちは、消費者金融を30年経営してきた小林修が監修する「借入のすべて」チャンネルです。 「カードローンなど借入に関する知識」はもちろん、「お金にまつわる話」「お得にお金を活用する方法」を知りたい方へ発信していきます。 借入のすべて 小林 修 プロフィール ━━━━━━━━━━━━━━━━━━━━━ 長野県で30年以上に渡り貸金業を経営。 お金を借りたい顧客に対して「なぜお金が必要なのか」「どうしても借りなければならないお金なのか」など、借りなくても良い方法も含めて相談に乗ってきました。 時には過払い金請求についての知識を与え、時には自己破産の方法についても助言することで、たとえ自分の会社が損害を被ることになったとしても、顧客の利益に繋がるならそれでも良いと思っています。 ━━━━━━━━━━━━━━━━━━━━━ 【ツイッター】 https://twitter.com/kobayashi30nen Twitterでも幅広いお金の知識について発信しています。 お気軽にフォローしてください。 匿名で質問できる質問箱も設置しています。 【運営ブログ（借入のすべて）】 https://hihin.net/ コメントやお問合せも返信対応しております。 【お得情報配信中！LINE公式】 http://nav.cx/fSjvUi
About 小林修の『借入のすべて』
Kobayashi Osamu's channel, 借入のすべて (@cardloan_pro), publishes Japanese-language videos about loans, bank card loans, consumer finance and credit bureaus. Based on the channel description, Kobayashi says he has run a consumer lending business in Nagano Prefecture for more than 30 years. The channel's own description supports this background, not an independent check.
The videos are mostly explainers around 8 to 12 minutes long, plus a series of short clips. Viewers are probably adults in Japan who are weighing borrowing options or checking their credit standing. This is an estimate from titles and topics, not measured audience data.
The channel has about 15,200 subscribers and a median of roughly 1,700 views per video. Uploads have stopped since 2023. A sponsored integration would likely cost a few hundred dollars per video, which works out to about $20 to $35 CPM, compared with the $10 to $30 typical for paid ads. Brands in consumer lending or personal finance education could consider booking him, after checking that the channel is still active.
Written from 小林修の『借入のすべて』's public YouTube profile, platform data and web mentions. Numbers updated 2026-10-19. 小林修の『借入のすべて』 can edit or remove this page at any time.
Questions about 小林修の『借入のすべて』
How much does 小林修 charge for a sponsored video?
Based on a median of about 1,700 views, a sponsored integration would be priced around $150 to $250 per video, which is the minimum rate floor. Rates are estimates from public channel data and are not confirmed by the creator.
What does 小林修 post about on YouTube?
The channel covers loans, bank card loans, consumer finance history, credit bureaus and debt-related topics, mainly in Japanese. Most videos run 8 to 12 minutes, with Shorts on similar themes.
How do I contact 小林修 for a brand deal?
Contact details unlock on Starbooked for $0.80. Boosted creators can be booked through Starbooked; this channel's listed contact points are its LINE official account and blog.
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